Never pay bills late:
Although doing so may seem challenging. But this is the number one rule of using credit cards instead of letting them use you; it is truly the only way to avoid getting into credit card debt, and the only way to avoid paying interest on your purchased.
And paying all of your bills on time is a great way to keep your interest rates low. And improve your credit score- and your overall credit health-over time.
If you’re afraid you’ll forget